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Articulate task requirements and identify deadlines when developing a plan to meet a financial goal. (Professional Skills: Task/Time Management)
Compare the benefits and costs of individual choices.
Financially capable individuals understand that personal financial goal setting is a lifelong activity and short-term goal setting is essential to that process.
Financially capable individuals understand that an analysis of various options and creating short- and long-term goals for borrowing is a lifelong skill.
Identify positive and negative incentives that influence the decisions people make.