Differentiate the role of income and expenses when creating a budget.
Create a plan to meet a financial goal (PFL).
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Assess priorities when making financial decisions.
Predict positive and negative consequences when making financial decisions.
Financially capable individuals make purchase decisions based on such things as quality, price, and personal goals. For example, you decide whether to spend money on candy or the movies.
Create a way to keep track of money spent and money saved.
Discuss ways to earn or receive money.