Summarize a borrower’s rights and responsibilities related to credit reports.
Credit and Debt
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Identify the primary organizations that maintain and provide consumer credit records.
List the process of disputing inaccurate credit report data.
Report how a credit score affects creditworthiness and the cost of credit.
Explain the rights that people have to examine their credit reports (e.g., free annual credit report).
Identify factors that affect a particular credit scoring system.