Consumer Credit Rights and Responsibilities
Credit and Debt
Students will interpret lending options, consumer rights, and responsibilities.
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Compose information on the primary organizations that maintain and provide consumer credit records.
Compile examples of permissible uses of credit reports other than granting credit.
Explain the rights and responsibilities of buyers and sellers under the Fair Debt Collection Practice Act consumer protection laws.
Explain the rights that people have to review and resolve credit score discrepancies under the Fair Credit Reporting Act.
Analyze factors affecting a credit score and creditworthiness.