Biography
Fully retired from paid employment. All volunteer activities now teaching and coaching in the areas of US citizenship through the naturalization process, managing personal finances (banking, budgeting, credit, tracking income and expenses), and investing to maximize retirement income. IRS certified annually for Volunteer Income Tax Assistance program, investor and market analyst. I have an EMBA, and completed business development programs at MIT, St Louis Univ, Univ of North Carolina, Univ of Texas, and Univ of Tennessee.
