Credit Scores 101

What’s the difference between your credit report and your credit score—and why does it matter?

In this episode of the Fight for Affordability series, we break down how credit really works, from the three major credit bureaus to the factors that shape your FICO score. Learn what your credit actually measures (and what it doesn’t), how to check your report for free, and what to do if you spot errors that could be dragging your score down.

The video is part of AFT’s Fight for Affordability series, which offers practical guidance to help working people navigate debt and rising costs.