Credit Beyond Lending: Who Else Is Looking at Your Credit Report?

Who’s looking at your credit report—and how can it affect your life beyond loans?

In this episode of the Fight for Affordability series, we break down how your credit report is used far beyond lending—from housing and employment to insurance and utilities. Learn when companies need your permission to check your credit, what an adverse action notice is, and how to protect yourself from decisions based on incomplete or inaccurate information.

Because your financial history shouldn’t quietly decide your future—and knowing your rights is how you take back control.

The video is part of AFT’s Fight for Affordability series, which offers practical guidance to help working people navigate debt and rising costs.